OUR SERVICES
Finance Solutions
Structured for Complexity
Capital Hall provides structured commercial finance solutions across four core service areas, each approached with analytical discipline and aligned to the specific objectives of your transaction.
Service Areas
01 Acquisition, Refinance & Repositioning Commercial Property Finance
Supporting commercial clients in structuring and seeking finance for the acquisition, refinance and repositioning of commercial property assets — with consideration for timing, valuation sensitivity and long-term strategy.
Applicable Client Types
- Property investors
- Private clients and family offices
- Operating businesses acquiring owner-occupied and investment property
Common Scenarios
- Acquisition of retail, office or industrial assets
- Refinancing of existing commercial debt facilities
- Repositioning or value-add acquisitions requiring structured finance
- Security substitution or portfolio restructuring
The Path to Funding
Security & Valuation Review
Assessment of the asset type, location, income profile and current/anticipated valuation to determine lender appetite and LVR parameters.
Capital Provider Alignment
Identification of appropriate lenders — from major banks to specialist commercial lenders — based on the transaction structure and borrower profile.
Term Sheet & Documentation
Management of the term sheet negotiation, formal approval process and pre-settlement documentation through to closing.
02 Senior Debt, Mezzanine & Structured Construction Facilities Development & Construction Finance
Coordinating senior and mezzanine funding structures aligned with staged project delivery, drawdown schedules and defined exit pathways for residential and commercial development projects.
Applicable Client Types
- Residential and commercial property developers
- Land subdividers
- Mixed-use project principals
- Builders seeking spec or pre-sales-supported finance
Common Scenarios
- Funding for land acquisition and construction of residential projects
- Staged construction drawdowns aligned to project milestones
- Mezzanine capital to bridge the gap in senior debt coverage
- Commercial development funding — offices, industrial, retail
The Path to Funding
Feasibility & Pre-Sales Review
Analysis of project feasibility, pre-sales coverage, construction cost assessment and QS reports to determine senior debt capacity.
Funding Structure Design
Design of the overall capital stack — senior debt quantum, mezzanine layer if required, equity contribution and cost-to-complete analysis.
Drawdown & Completion Oversight
Coordination of drawdown schedules with lenders and project team through to practical completion.
03 Secured Facilities, Working Capital & Growth Capital Business & Corporate Finance
Assisting established operating businesses in arranging secured and working capital facilities structured around operational cash flow, balance sheet profile and growth objectives.
Applicable Client Types
- SMEs and established private businesses
- Franchise operators
- Professional services firms
- Businesses with commercial property assets
Common Scenarios
- Working capital facilities to support trading operations
- Growth capital for business acquisition or expansion
- Refinancing of existing business debt facilities
- Equipment and asset finance for capital expenditure requirements
The Path to Funding
Business & Cash Flow Assessment
Review of the business financials, cash flow profile, balance sheet position and security available to determine appropriate facility structure.
Lender Identification
Approach to appropriate business lenders — from major bank business divisions to specialist commercial finance providers.
Facility Structuring & Settlement
Management of facility documentation, covenant negotiation and settlement process through to drawdown.
04 Bridging Finance, Transitional Capital & Non-Bank Solutions Refinancing & Alternative Capital
Facilitating bridging and alternative finance solutions where conventional funding channels may be constrained by structure, timing or transaction complexity.
Applicable Client Types
- Borrowers facing maturity or refinancing pressure
- Clients requiring bridging ahead of a longer-term solution
- Transactions with non-standard security or structure
- Clients under timing constraints
Common Scenarios
- Bridging finance ahead of asset sale, settlement or refinance
- Refinancing from a constrained lender under time pressure
- Non-conforming or complex security structures
- Situations where bank credit appetite is limited
The Path to Funding
Constraint & Timing Analysis
Assessment of the specific constraints — whether lender, structural, timing or credit-related — to determine the most appropriate pathway.
Alternative Lender Approach
Engagement with non-bank financiers, private credit providers or bridging lenders appropriate to the transaction structure and timeframe.
Exit Planning
Alignment of the short-term capital solution with a clear and realistic exit — whether via refinance, sale or repayment.
HOW WE WORK
From Assessment to Settlement
Capital Hall supports clients through each stage of the funding process, from initial feasibility review to lender engagement, documentation and settlement coordination.
Structure
Identify suitable facility types, repayment pathways, lender appetite and capital provider options.
Assess
Review transaction objectives,security position, borrower profile, timing and funding requirements.
Negotiate
Coordinate lender engagement, term sheets, pricing, covenants as well as commercial conditions.
Execute
Manage approval milestones, documentation, settlement requirements and closing coordination.
CHALLENGES WE NAVIGATE
Situations Where Structure
Matters Most
Refinancing under time pressure
Tight settlement timelines
Complex security structures
Transitional capital requirements
Development funding coordination
Non-confirming borrower profiles
DISCUSS YOUR TRANSACTION
Ready to discuss your transaction?
Capital Hall works with clients across Australia to structure and arrange commercial finance solutions. We welcome a confidential discussion about your transaction.